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Travel Insurance

Home  /  Travel Insurance

As the prolific international travelers we are here at Thirsty Swagman, we never go anywhere without travel insurance and we encourage you to do the same. Accidents, emergencies, and snafus of all kinds can and do happen when you travel. Don’t go anywhere unprepared!

What is travel insurance?

Travel insurance is an extra layer of protection for both you and your belongings when you travel abroad. It covers all kinds of travel-related emergencies and losses such as canceled trips, delayed flights, lost luggage, theft, trip interruption, rental car damage, and more.

Chances are your standard health insurance doesn’t cover you outside of your home country. Instead, travel insurance picks up where your everyday health coverage leaves off – which is usually at the border.

In this case, travel insurance can cover you in case of sickness, hospitalization, emergency evacuation, repatriation, and a whole list of medical emergencies.

Is travel insurance the same as trip protection?

If you’re wondering whether travel insurance is the same as “trip protection,” the short answer is No.

“Trip protection” is something you often see offered by airlines and hotels. This is quite limited in what it covers and typically only covers the services provided by that one particular company – i.e., your flight or your hotel reservation and nothing more.

Comprehensive travel insurance, on the other hand, can cover it all and then some.

What does travel insurance cover?

Like all insurance coverage, travel insurance policies can vary as to what expenses are covered and by how much.

A typical travel insurance policy can cover things like:

  • Emergency medical expenses (yes, even dental!)
  • Emergency evacuation and repatriation
  • Trip cancelation or interruption
  • Trip delays
  • Loss, theft, or damage to your personal belongings while traveling
  • Rental car damage
  • And much more

Much of this can even be covered if a family member or travel buddy falls ills (not you) which affects your trip too.

By declining travel insurance, you risk not getting any kind of refund or reimbursement for things like tours (ahem), nonrefundable flights and hotel rooms, visits to the emergency room, and beyond. For instance, you can see our terms here.

Why get travel insurance?

Travel insurance is just a tiny portion of the total cost of any trip (and it may be way less than you think). However, it covers you for almost every aspect of your trip and for a ton of possible scenarios.

Even though it costs so little, travel insurance is probably the best investment you can make when traveling, even if you hope you never have to use it.

Need a cautionary tale or two? Check out this article on why you should always consider travel insurance.

Where to get travel insurance

Depending on your home country, your travel insurance options may differ. However, here are some of the most popular brands known worldwide:

  • World Nomads
  • SafetyWing
  • Allianz Travel
  • Travelex
  • AIG Travel Guard
  • Generali Global Assistance

Will you have to use your travel insurance?

Is travel insurance worth it if you never have to use it? Yes, absolutely! That’s the whole point. Hopefully, you will never have to use your travel insurance, but it’s better to have it and not need it than the other way around.

The alternatives to travel insurance are the many possibilities of spending thousands upon thousands of dollars for something that could have been covered by just a small one-time payment.

Don’t travel abroad without the proper trip and medical coverage.

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NO IDIOT RULES

Travellers on our tours know how to party, but always in a way that respects others. If you turn into an idiot after a few drinks then you'll risk being kicked off tour.
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About Thirsty Swagman

The World's Coolest Party Tours, Beer Trips & Festival Tours!

Combine your love of travel and a good party and enjoy the ultimate party holiday on our incredible festival and party tours through Europe, Australia and Asia. Thirsty Swagman takes you to the best party & festival destinations and beer trips with zero boring sightseeing!

At Thirsty Swagman we believe that relaxing with a beer (or any drink for that matter) is one of the great pleasures of life and the best way to make new friends and meet the locals.

Our party and festival tours (we call them Thirsty Adventures) feature premium hotel / resort accommodation and zero boring sightseeing!

Join us... if you're thirsty for adventure.

Why Party With Us?

If you like to party & travel, then you’ll love our adventures.

Thirsty Swagman includes only the best available accommodation and we don't have boring itineraries that take up your free time.

Want to party? Then choose the best! Here are 5 Reasons why.

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